A
AZFTMom
Guest
What is the name of your state? Arizona
I was in a very minor accident yesterday, where the car in front of me stopped very suddenly just inside the intersection. (She stated she did not want to risk getting a red light photo violation - so she stopped on an early yellow light). Anyway, I bumped into her back bumper. As I was stopping for the light anyway and slowing down, there were no injuries and virtually no damage to either vehicle. There were scuff marks on my plastic bumper and some scratch marks on her bumper. The police came, but did not file a report as there were no injuries and not enough damage to the vehicles to warrant a report. Also, I was NOT cited for any wrongdoing. Should I report this accident to my insurance in case the occupants of the other vehicle try to make a claim, or would reporting just raise my chances of getting a raise in my insurance premium and/or cancelled. Because of ongoing financial problems, I am insured - but not with a high-end insurance company. Thanks for any advice.
I was in a very minor accident yesterday, where the car in front of me stopped very suddenly just inside the intersection. (She stated she did not want to risk getting a red light photo violation - so she stopped on an early yellow light). Anyway, I bumped into her back bumper. As I was stopping for the light anyway and slowing down, there were no injuries and virtually no damage to either vehicle. There were scuff marks on my plastic bumper and some scratch marks on her bumper. The police came, but did not file a report as there were no injuries and not enough damage to the vehicles to warrant a report. Also, I was NOT cited for any wrongdoing. Should I report this accident to my insurance in case the occupants of the other vehicle try to make a claim, or would reporting just raise my chances of getting a raise in my insurance premium and/or cancelled. Because of ongoing financial problems, I am insured - but not with a high-end insurance company. Thanks for any advice.