Victim of Hit-and-run...what to do?

[janelliebean]

What is the name of your state? Ohio

Yesterday, I was driving North on a main street in Columbus, Ohio. I am stopped at a light, in the right lane, getting ready to go forward at the green light, when suddenly, I hear a loud CRACK. I look in my mirrors, and see a HUGE truck right beside/behind me in the left lane. I couldn't see if he had hit me, so I honked, and started to pull over into a parking lot. BUT the truck kept going! I pulled behind him and started honking, he didn't pull over. Drove beside him honking, he didn't pull over. I drive a tiny Honda civic, and this was a huge delivery truck, so I couldn't get a look at the driver. I followed him about a 1/2 mile (in the city, through several lights, and intersections) but he still didn't stop. Finally, I pulled over and called the police right away. I got the license plate numbers and the name of the company of the truck--Sysco, they are a large food distributor. There are nasty, nasty scratches on the back of my car, behind the left rear wheel. Probably the bumper and part of the body will need to be replaced, the scratches are that deep. I still can't figure out what part of his truck hit me!!!

I have never been in an accident before, and I REALLY don't want to pay the $500 deductible to get this fixed. The police thought they'd be able to find the vehicle based on the description and the plate number. But this is just little me who will be dealing with the insurance company, the police, and a VERY large food company. I'm still waiting on the police to send me a copy of the accident report and more info, and for the adjustor to call. Any advice on how to proceed??

 

[stephenk]

notify your carrier to get your car fixed. your carrier may waive the deductible if they will be able to get reimbursed by the other vehicle's insurance carrier.

If they won't waive the deductible then you can either decide to pay the deductible and get your car fixed and then sue the other driver/owner in small claims court OR make the property damage claim against the other driver's insurance carrier and not have to worry about a deductible.

 

[stevek3]

What is the name of your state? Ohio

Yesterday, I was driving North on a main street in Columbus, Ohio. I am stopped at a light, in the right lane, getting ready to go forward at the green light, when suddenly, I hear a loud CRACK. I look in my mirrors, and see a HUGE truck right beside/behind me in the left lane. I couldn't see if he had hit me, so I honked, and started to pull over into a parking lot. BUT the truck kept going! I pulled behind him and started honking, he didn't pull over. Drove beside him honking, he didn't pull over. I drive a tiny Honda civic, and this was a huge delivery truck, so I couldn't get a look at the driver. I followed him about a 1/2 mile (in the city, through several lights, and intersections) but he still didn't stop. Finally, I pulled over and called the police right away. I got the license plate numbers and the name of the company of the truck--Sysco, they are a large food distributor. There are nasty, nasty scratches on the back of my car, behind the left rear wheel. Probably the bumper and part of the body will need to be replaced, the scratches are that deep. I still can't figure out what part of his truck hit me!!!

I have never been in an accident before, and I REALLY don't want to pay the $500 deductible to get this fixed. The police thought they'd be able to find the vehicle based on the description and the plate number. But this is just little me who will be dealing with the insurance company, the police, and a VERY large food company. I'm still waiting on the police to send me a copy of the accident report and more info, and for the adjustor to call. Any advice on how to proceed??

Take the direct approach. They're just over on Harrison Rd. on the west side. Go over there and tell them you want to talk to the supervisor. I can assure you they don't want to have lunatic drivers on the road. They'll take care of your deductible.

 

[janelliebean]

Thanks...but now it looks like the police AREN'T going to do an investigation based on "insufficient information to proceed." Is this going to be a big setback? I have contacted Sysco, and so has my insurance agent, although the insurance agent seems to be moving pretty slowly. I also have some friends in the detective dept...have also contacted them for advice.
Any other suggestions?

 

[stevek3]

Thanks...but now it looks like the police AREN'T going to do an investigation based on "insufficient information to proceed." Is this going to be a big setback? I have contacted Sysco, and so has my insurance agent, although the insurance agent seems to be moving pretty slowly. I also have some friends in the detective dept...have also contacted them for advice.
Any other suggestions?

What insufficient information?

 

[janelliebean]

That's the thing--I don't know what the "insufficient information is!!!"

 

[stevek3]

That's the thing--I don't know what the "insufficient information is!!!"

Then ask. What's so difficult about that?

 

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