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05-04-2009, 02:20 PM
| | Junior Member | | Join Date: May 2009
Posts: 1
| | | What can I do?
What is the name of your state (only U.S. law)? Kentucky: I was a passenger in a car accident and I'm trying to findn out what my options are with out using a lawyer first. |
05-04-2009, 02:24 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | Options for what?
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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05-04-2009, 10:18 PM
| | Junior Member | | Join Date: Apr 2009
Posts: 9
| | | well my rule no. 1 is to get a lawyer from the get go.
here are a few others:
1. don't provide a recorded or written statement to the auto insurance claims representative until you have had a lawyer's consultation
2. get yourself a notebook now to write in every time you have a contact with the insurance claims representative - whether it be by phone, fax, or email - and write specifics as date, time, who made the contact (you or rep), and what was the nature of the communcation.
3. in your notebook, make a separate section for anything you may feel that is out of the ordinary for you. this includes physical, mental, or emotional pain. write down specifics along with date, time, and symptoms.
4. keep track of any expenses you may have as you will need to pay for them upfront first and then seek reimbursement when you are done seeking treatment.
5. find out what the statute of limitations is in your state and/or jurisdiction. if necessary, let that be your guide to help determine if you are completely recovered from any injuries sustained from the accident.
6. until you are absolutely sure that you have recovered from any injuries of the accident, don't sign any settlement offers. once you get to this phase, you may want to take all your collected information with you and review it with an accident lawyer.
7. keep a copy of all medical notes filed that you have provided access to the insurance adjuster.
8. do not sign any authorizations to access medical records from any providers until you have consulted with an attorney.
**
depending on the type and seriousness of accident you were involved in, you may need to seek the assistance of an attorney at different steps of the way.
good luck. i wish i would have known some of these prior to my situation. |
05-04-2009, 10:27 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | It would be helpful to know what OP wants before spouting misguided advice.
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
|
05-05-2009, 07:43 AM
| | Junior Member | | Join Date: Apr 2009
Posts: 9
| | | oh i agree it would be helpful to know exactly at what options the person is interested in in addition to what his/her situation is.
however, i also believe that some points i wrote down, from my very own recent experience, are not misguided but actions that would help protect all of his/her best interests.
if you think anything was misguided, that is your opinion and you are entitled to it. |
05-05-2009, 07:47 AM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | OP clearly said he does NOT want to use a lawyer, maybe he doesn't want to sue his friend. And KY is a no-fault state, so his own car insurance, or that of someone in his household, will pay for his medical bills. Telling someone not to cooperate with an accident investigation is bad advice. No one is ever going to try to place a passenger at fault for anything.
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
|
05-05-2009, 04:55 PM
| | Junior Member | | Join Date: Apr 2009
Posts: 9
| | | no one ever said to not cooperate in an investigation.
he may not want a lawyer but if he is approached to give written or recorded statements, he should think twice. that is his right.
you're very presumptious.
i almost get the feeling you are an insurance adjuster rather than someone who is on the side of the regular joe. |
05-05-2009, 05:04 PM
| | Senior Member | | Join Date: Dec 2007 Location: Thebes
Posts: 6,108
| | Quote:
Originally Posted by stillinpain  no one ever said to not cooperate in an investigation.
he may not want a lawyer but if he is approached to give written or recorded statements, he should think twice. that is his right.
you're very presumptious.
i almost get the feeling you are an insurance adjuster rather than someone who is on the side of the regular joe. | You are the presumptious one. Ecmst has a solid reputation for helping people on this forum. You, on the other hand have started off on the wrong foot.
__________________ Dang the Persephone for eating those pomegranate seeds. It is because of her urge to snack that we must suffer through the winter that will soon be upon us. 
Last edited by Antigone*of*Greece; 05-05-2009 at 05:40 PM.
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05-05-2009, 05:31 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | Just because I'm an insurance adjuster means I'm not looking out for 'regular joe'? Bollocks.
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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