What is the name of your state (only U.S. law)? California
I was involved in a car accident 70% at fault, if my passenger's bills exceed my maximum insurance limit what should i do?
I was involved in an 70% at fault accident with 2 passengers in the car. One passenger received minor injuries while the other female passenger had a broken arm and was hospitalized for one day since this happened on a weekend and orthopedics don't come in until monday. The female passenger's total hospital bills was 118,000 (i don't understand how it could be so much) and my allstate car insurance has a maximium of 50,000 per person. Right now i have multiple problems because
1. she hasn't settled claim yet because she is still recovering and she's receiving more than 10 bills totaling about 10,000 that she's asking me to pay for her.
2. the total hospital bill is much MUCH higher than my insurance policy.
what should i do? what will happen? we're both low-income students over 21....help
Additional information
I've called insurance and they mentioned something about in the case that the total cost exceed my maximum 50k, half will be paid to hospital and half will be paid to my female passenger and hospital can no longer demand more money. but i don't understand what this is called, nor how it works. What happens to the rest of the 95k that the hospital will not get after taking the 25k from allstate?
I was involved in a car accident 70% at fault, if my passenger's bills exceed my maximum insurance limit what should i do?
I was involved in an 70% at fault accident with 2 passengers in the car. One passenger received minor injuries while the other female passenger had a broken arm and was hospitalized for one day since this happened on a weekend and orthopedics don't come in until monday. The female passenger's total hospital bills was 118,000 (i don't understand how it could be so much) and my allstate car insurance has a maximium of 50,000 per person. Right now i have multiple problems because
1. she hasn't settled claim yet because she is still recovering and she's receiving more than 10 bills totaling about 10,000 that she's asking me to pay for her.
2. the total hospital bill is much MUCH higher than my insurance policy.
what should i do? what will happen? we're both low-income students over 21....help
Additional information
I've called insurance and they mentioned something about in the case that the total cost exceed my maximum 50k, half will be paid to hospital and half will be paid to my female passenger and hospital can no longer demand more money. but i don't understand what this is called, nor how it works. What happens to the rest of the 95k that the hospital will not get after taking the 25k from allstate?