| who should pay? What is the name of your state? What is the name of your state? MA
Here is my case:
My car was scratched. It's totally the other party's fault, and the driver admitted it. The driver said he would pay for the demage since the car is not his, but from work. He gave me his info (driver's license ...). I trusted him and didn't ask the info of the other car (even didn't remember its plate number correctly). Days later, he refused to pay me the amount I asked for based on several estimations at body shops. He said he will pay if my insurance company contacts him. When I called my insurance company, I was told that if they can not find the owner of the other car (they won't ask the driver's insurance company or the driver for that money), the money will be from my own deductable. My questions are:
(1) If the money is from my deductable, will it affect my insurance rate?
(2) How can I get the money?
Last edited by alphaBeta; 12-04-2003 at 04:03 PM.
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