What is the name of your state?What is the name of your state?IN
my husband was hit by an uninsured driver . we had uninsured motorist coverage on our policy . the insurance co. deemed our car a total loss. they offered my husband a settlement below what the fmv of the car was worth but before that they started deducting monies stating that they were not aware of a suspension that my husband had on 9-7-2001. we got the insurance on 11-27-2004. i want to know why they didn't check before we got the insurance? also for the deductible. if the car was totaled what is that for ? won't they get that back from the person they sue to recover their loss
my husband was hit by an uninsured driver . we had uninsured motorist coverage on our policy . the insurance co. deemed our car a total loss. they offered my husband a settlement below what the fmv of the car was worth but before that they started deducting monies stating that they were not aware of a suspension that my husband had on 9-7-2001. we got the insurance on 11-27-2004. i want to know why they didn't check before we got the insurance? also for the deductible. if the car was totaled what is that for ? won't they get that back from the person they sue to recover their loss