Bad Check with Bank

[narek]

What is the name of your state? Idaho

Hi - I totally screwed up on my bank account - they paid a check for about $1800 when it should not have been paid as I made a huge error. My question is since I can only pay part of it back at a time and will pay it back in full (I have already made a payment that they accepted and cashed) can they still press charges? I just need to know what I can do until I can have it paid in full. I don't know what to do and am scared as they mentioned pressing felony charges. Please help me - I did not intend to defraud them or to not pay them, I just can't pay it all at once. Thanks

[JETX]

Originally Posted by narek

My question is since I can only pay part of it back at a time and will pay it back in full (I have already made a payment that they accepted and cashed) can they still press charges?

Charges??? For what?? What is the FULL story??

[narek]

I don't know!! It is just something they told me and it scares me to death. All I can think of is I took cash out of the account but I thought I had the money to do so - it wasn't until after they said they got a deposit back (from my other bank account) as nsf that I figured out what I had done. Then they closed the account and are demanding the money back - which I do owe and will pay - but they are saying if I don't pay it in FULL by 8/21 they will report me to chexsystem (fine - it was my fault) and press charges. I had done transfers before from my other checking acct for large amounts and then had to transfer it back - but they were always paid. The original intention was to use this account more like a savings as my husband wasn't on this account so supposedly couldn't spend it - but it didn't work like that.

[JETX]

Originally Posted by narek

All I can think of is I took cash out of the account but I thought I had the money to do so - it wasn't until after they said they got a deposit back (from my other bank account) as nsf that I figured out what I had done. Then they closed the account and are demanding the money back - which I do owe and will pay - but they are saying if I don't pay it in FULL by 8/21 they will report me to chexsystem (fine - it was my fault) and press charges. I had done transfers before from my other checking acct for large amounts and then had to transfer it back - but they were always paid. The original intention was to use this account more like a savings as my husband wasn't on this account so supposedly couldn't spend it - but it didn't work like that.

Sounds like check fraud. However, the problem is... we can't give you legally accurate advice without your telling the full story.
Best of luck.

[2901bruce]

Originally Posted by narek

I don't know!! It is just something they told me and it scares me to death. All I can think of is I took cash out of the account but I thought I had the money to do so - it wasn't until after they said they got a deposit back (from my other bank account) as nsf that I figured out what I had done. Then they closed the account and are demanding the money back - which I do owe and will pay - but they are saying if I don't pay it in FULL by 8/21 they will report me to chexsystem (fine - it was my fault) and press charges. I had done transfers before from my other checking acct for large amounts and then had to transfer it back - but they were always paid. The original intention was to use this account more like a savings as my husband wasn't on this account so supposedly couldn't spend it - but it didn't work like that.

Hey seniorjudge! Post your information on "How to conduct yourself in prison" to this guy!
Hey Narek! Keep this in mind. If your cell-mate offers you sweets or candy, don't accept.
If you do, he'll make you his Kid!