What is the name of your state (only U.S. law)? FL
BOA is attempting to collect on a credit card debt that I owe. It is at 210 days late. In the most recent message left for me it states that they are sending it to litigation if I do not call them by X deadline. I have absolutely not a dime to give them and I will not have a dime to give them for quite some time.... several months at least. They obviously will want me to send them some $$ if I call them back. If they sue.... I have no idea what I would do. I cannot even afford an attorney. Any advice?????
BOA is attempting to collect on a credit card debt that I owe. It is at 210 days late. In the most recent message left for me it states that they are sending it to litigation if I do not call them by X deadline. I have absolutely not a dime to give them and I will not have a dime to give them for quite some time.... several months at least. They obviously will want me to send them some $$ if I call them back. If they sue.... I have no idea what I would do. I cannot even afford an attorney. Any advice?????