bank racks hundreds in debt visa fees, instead of boucing the check that busted acct? What is the name of your state? TX
-My acct. is sited w/ at least a dozen ATM/ DEBT-VISA overdrawn fees (25.00 a piece), as a check was forced through instead of being rejected. The bank insists that they honored the check, incinuating that we would hopefully not be drawing out phony checks. I was hoping there might be some legal chapters/ enactments that can protect me as a consumer, and lead them to be reasonable, and not take advantage of their position in this matter- after all they are holding all the chips here! I don't recall ever having any kind of check that didn't have sufficient funds ever being paid unless I ordered an automatic w/ drawel from another acct., which in this case I do not. Who is to say they can't charge almost 1000.00 in overdraft fees in a situation similiar to this, and say it's acceptable?? I need to resolve this matter objectively, paying them fees surrounding a bounced check, not a deceptive trick to milk me for fees! Your attention to this case would be absolutely welcome, and very much appreciated!
-Jeff |