RefuseToLose
Junior Member
What is the name of your state (only U.S. law)?
Arkansas
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I received a fraudulent chargeback(unauthorized use) on June 26(for a whopping $600.00), To make a long story short, I fought with the guy(not physically) pretty much the whole month trying to recover the money, which he finally wired to me on the 2nd.The $600.00 debit from account resulted in my account going negative and being charged the ridiculous fees by the bank, After it was all said and done my account was overdrawn around $700.00 by the end of july.
I contacted the bank and explained the whole situation, and their reply was "Since it isnt bank error, it isnt our fault.And yesterday they took all the money out of my other accounts to cover these fees.
In all actuality I owe the bank $350.00 which they fronted me, and I told them I had no problem paying that, BUT I was not going to pay the overdraft fees and negative balance fees because all of which was out of my controll, and stemmed from the fraudulent chargeback
Whats my best bet to get my money back?Despite having a police report, more than ample evidence, they are refusing to help me at all.
Arkansas
------------------
I received a fraudulent chargeback(unauthorized use) on June 26(for a whopping $600.00), To make a long story short, I fought with the guy(not physically) pretty much the whole month trying to recover the money, which he finally wired to me on the 2nd.The $600.00 debit from account resulted in my account going negative and being charged the ridiculous fees by the bank, After it was all said and done my account was overdrawn around $700.00 by the end of july.
I contacted the bank and explained the whole situation, and their reply was "Since it isnt bank error, it isnt our fault.And yesterday they took all the money out of my other accounts to cover these fees.
In all actuality I owe the bank $350.00 which they fronted me, and I told them I had no problem paying that, BUT I was not going to pay the overdraft fees and negative balance fees because all of which was out of my controll, and stemmed from the fraudulent chargeback
Whats my best bet to get my money back?Despite having a police report, more than ample evidence, they are refusing to help me at all.