hi, i hope someone can help me..i live in calif. and filed bankruptcy on may 1991..i assumed that once you file and go to court that would be it and 7 yrs later it will be removed from my credit report..well i'm a little confused as to why my credit report still states that it has not been discharged..i have excellent credit right now and pretty much qualify for all the credit cards i apply for but every now and then they come back denied because of bankruptcy..can someone please tell me what i need to do..thank you!