C
ConfusedXX
Guest
What is the name of your state? Florida
Hello all,
I am being sued by a Collection Company for a old dept. I sent the attorney representing the Collection Agency a request for Debt Validation. I recieved today, 10 copies of statements dating from 11/97 to 8/98. The last payment activity was 2/98. The Law Suit was instituted on June 24, 2002. I also recieved 2 Bill of Sale and Assignments.
The first one states that OSI Funding , LLC (Assignor), for and in consideration of the sum of One Dollar ($1.00) and other goods and valuable consideration, the receipt of which is hereby acknowledged, does by these presents, assign, sell, transfer, convey, and set over to Southern Account Services, Inc. (Assignee) (One who is suing me), its successors and assigns, all of assignor's rights, title and interest in and to certain Receiveables (the Charged -off Accounts), related documents evidencing a security interest, leins or other security instruments or encumberances executed, filed and/or created in conjunction with the Accounts, subject to the restrictions set forth in the Purchase and Sale Agreement (the Agreement) executed by the Assignor and Assigneee dated April 12, 2002.
This Assignment is made without recourse or warranty except at otherwise provided in the Agreement executed by the Assignor and Assignee with regard to the Charged-Off Accounts and other rights, Privileges and documentation refered to herein.
My question is this a Assignment or a Bill of Sale? If this is a Assignment, the collection agency does not own the debt, and therefore I do not technically owe them money.
Attached to the LawSuit was a charge agreement with a copy write date of 2000. Yet in the Law Suit it states that I applied and received a credit card on or about 1989.
Are they required to abide to the agreement back in 1989.
The Collection Agency has not provided me with a copy of my signature on some sort of contract, that states that I have a contractual obligation to the debt collector and original creditor.
Sorry this thread is so long. Am I screwed or do I have a leg to stand on. Any input would be greatly appreciated. Thanks in advance.
ConfusedXX
Hello all,
I am being sued by a Collection Company for a old dept. I sent the attorney representing the Collection Agency a request for Debt Validation. I recieved today, 10 copies of statements dating from 11/97 to 8/98. The last payment activity was 2/98. The Law Suit was instituted on June 24, 2002. I also recieved 2 Bill of Sale and Assignments.
The first one states that OSI Funding , LLC (Assignor), for and in consideration of the sum of One Dollar ($1.00) and other goods and valuable consideration, the receipt of which is hereby acknowledged, does by these presents, assign, sell, transfer, convey, and set over to Southern Account Services, Inc. (Assignee) (One who is suing me), its successors and assigns, all of assignor's rights, title and interest in and to certain Receiveables (the Charged -off Accounts), related documents evidencing a security interest, leins or other security instruments or encumberances executed, filed and/or created in conjunction with the Accounts, subject to the restrictions set forth in the Purchase and Sale Agreement (the Agreement) executed by the Assignor and Assigneee dated April 12, 2002.
This Assignment is made without recourse or warranty except at otherwise provided in the Agreement executed by the Assignor and Assignee with regard to the Charged-Off Accounts and other rights, Privileges and documentation refered to herein.
My question is this a Assignment or a Bill of Sale? If this is a Assignment, the collection agency does not own the debt, and therefore I do not technically owe them money.
Attached to the LawSuit was a charge agreement with a copy write date of 2000. Yet in the Law Suit it states that I applied and received a credit card on or about 1989.
Are they required to abide to the agreement back in 1989.
The Collection Agency has not provided me with a copy of my signature on some sort of contract, that states that I have a contractual obligation to the debt collector and original creditor.
Sorry this thread is so long. Am I screwed or do I have a leg to stand on. Any input would be greatly appreciated. Thanks in advance.
ConfusedXX