I
insureme_2
Guest
What is the name of your state? Illinois
I was divorced three years ago. The debts, many of which were credit cards held jointly by my ex-husband and I, were split by the attorneys in the divorce decree. Mine are paid off. The problem is that my ex-husband has stopped paying and now the accounts are in collections and they are calling me to get payment. I already told them to contact me by written document only....the phone calls are so stressful and serve only to belittle me. I am working with two of the companies to make monthly payments. I'm a firm believer that the debts need to be paid by someone. The problem is that the third account is being handled by OSI. They are not willing to work with me at all. I simply cannot handle anymore payments out of my budget. They have threatened to garnish my wages. The original debt was a credit card and the current debt is $1871. The only offer they have made is a lump settlement of $1260 or a one time payment of $300 and 1/2 of the remainder over the next three months. It may as well me a million dollars, I simply can't do it. HELP!!! What can I expect next? What can they actually do to me in the state of Illinois? Do you have any suggestions. The ex-husband route is a dead end, he hasn't worked in over two years and seriously behind on child support as well. Please HELP me!
I was divorced three years ago. The debts, many of which were credit cards held jointly by my ex-husband and I, were split by the attorneys in the divorce decree. Mine are paid off. The problem is that my ex-husband has stopped paying and now the accounts are in collections and they are calling me to get payment. I already told them to contact me by written document only....the phone calls are so stressful and serve only to belittle me. I am working with two of the companies to make monthly payments. I'm a firm believer that the debts need to be paid by someone. The problem is that the third account is being handled by OSI. They are not willing to work with me at all. I simply cannot handle anymore payments out of my budget. They have threatened to garnish my wages. The original debt was a credit card and the current debt is $1871. The only offer they have made is a lump settlement of $1260 or a one time payment of $300 and 1/2 of the remainder over the next three months. It may as well me a million dollars, I simply can't do it. HELP!!! What can I expect next? What can they actually do to me in the state of Illinois? Do you have any suggestions. The ex-husband route is a dead end, he hasn't worked in over two years and seriously behind on child support as well. Please HELP me!