Hi,
Target Visa is claiming that a friend I added to my account is a joint account holder. Therefore, I cannot remove him. I'm told, "You would have to close your account and re-open a new account. I've asked for proof that he signed as a joint account holder about 3 times now; they say they'll send a copy of the application. I'm certain he did not sign as a joint account holder as I didn't really know him when I applied. I missed a payment and it's hurting his credit now.
So:
1) If they continue to not provide proof, what do I do to have him removed?
2) Isn't this illegal for them to do w/o his permision?
3) Is an authorized user responsible for the debt on my card?
Thanks!What is the name of your state?
Target Visa is claiming that a friend I added to my account is a joint account holder. Therefore, I cannot remove him. I'm told, "You would have to close your account and re-open a new account. I've asked for proof that he signed as a joint account holder about 3 times now; they say they'll send a copy of the application. I'm certain he did not sign as a joint account holder as I didn't really know him when I applied. I missed a payment and it's hurting his credit now.
So:
1) If they continue to not provide proof, what do I do to have him removed?
2) Isn't this illegal for them to do w/o his permision?
3) Is an authorized user responsible for the debt on my card?
Thanks!What is the name of your state?