I live in Rhode Island an old credit card bills which is about $1600 that I did not pay, which is about 4-5 years old. Lately, I have been getting letters from the local law office for months to contact them regarding the debt. Now i'm actually getting getting a couple of sticky note stuck on my door, stating to call them which is a local number to schedule a state trooper to serve me, and i finally received a sticky note stating if i do not call within 24 hours, they will take alternative actions. I'm not sure what i should do, should i call them or wait it out until i save enough money or call them?
Can they get a arrest warrant for me or show up at my work place to serve me??
I'm pretty sure, i'll probably get sued and have to pay for the court fees and their lawyer fees. I can't afford an attorney. Also, what can they do to me? If they put a judgement against me, what happens?