FRANKIE143
Junior Member
CALIFORNIA: So i am one of those fools that fell for an online scam. That was my fault. But i believe my bank did not protect me in any way from keeping this from happening. In fact i think they enabled it. So after i received the "fraud" check in the mail i took it to my bank (Bank of America) thinking they could verify if any one can that the check was valid or not. The teller asked how i wanted my bills and handed over the money. A week later i went to take out $50 of my own money not associated in any way with this check and the teller told me that a check had bounced on my account, and that i had a owed amount of $2800 (amount of the check). I asked why was there not verification preformed on the check before the teller just handed over the money?? The manager stated that it is often a courtesy for good customers not to verify funds and give the customer the cash. So for being a good customer i get a lack of protection?? I would assume that all bank tellers are trained to know when a check is suspicious. Also i know with my other bank, it doesn't matter what type of check it is, even a check from my employer, they put a hold on it for my security and to verify funds. I feel like this bank allowed me to screw myself by not protecting me in an area they are trained to protect me in. Does anyone know how i deal with this issue since the bank closed my account, expects me to pay the full amount back, and ruined my credit so that i cannot open an account anywhere in the us for the next ten years!! I didn't get any of the money, filed a police report and tried to resolve the issue with the banks check fraud agency.? Who was very rude as if i had made this check and done this myself. Can i sue my bank for not protecting me?? Or for being a good customer and not receiving proper security from my bank?? I really don't want any money, i just don't want to owe them and they will not accept responsibility for this issue. Thank you for reading.What is the name of your state (only U.S. law)?
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