| can they companies apply for a cc if you said u didnt want it? Georgia.
i recently went to a huge electronics store and bought a tv. well i saw they had the certain month no financing deal so i applied for their in-store card and they asked if i wanted to also apply for their platinum MC and i said "no" and didnt sign the application for it. well i got my mail the other day, 2 letters from the same company, 1 said "thanks for applying for your in-store card, you've been approved" the other letter said you have been denied for the platinum MC. Is there some kind of law making it illegal for a company to just run an application for a cc through without authorization? and i heard this will hurt my credit rating like 2 points b/c they checked it, which makes me mad b/c i didnt even want them to. any adive is welcome thanks. |