What is the name of your state (only U.S. law)? Kentucky
My daughter is settling her deceased father's "estate". In KY estates with a value of less than $15000 are not subject to probate so the bank where he had his account issued her a cashiers check for the balance of his account. (Somewhere around $13000). They offered her cash but she did not want to walk around with that much cash. After she deposited the cashiers check in her bank and proceeded to pay his bills (funeral costs etc.) she found that the bank that had issued her the cashiers check was not honoring the check and subsequently her bank has now "frozen" her account. It was her belief and mine that a cashiers check was the same as cash and for the bank to withhold the check is crazy. She now has checks bouncing like crazy and is about to go out of her mind. Any idea on how to handle this one?