What is the name of your state (only U.S. law)? Iowa
I purchased Cashier's Checks in January from a local bank where I have an account. I kept them in the bank safety box and did not distribute them. I have changed my mind about giving them to the payees and have asked the bank for a refund (not used for purpose intended) and was told I could not get a refund because they belong to the payees (who have no idea the cashier's checks even exist. The bank said they do not refund or cancel cashier's checks - it is their policy and even though I am the remitter the only thing I could do was present them to the payees and ask them to sign them over to me. How can I get my money back?