| |  |
| Home | Law Advice | Insurance Advice | Community |
| |
| ||||||||||||
| |||||||||||||
| | |||||||||||||
| |||||||
| | |
 |
| | LinkBack | Thread Tools | Rate Thread | Display Modes |
|
#1
11-09-2005, 04:08 PM
| |||
| |||
 Check FraudWhat is the name of your state? New Jersey I took out a payday loan and now they are try to charge me with Banking violations and check fraud, None of the information that I provide was incorrect. They are pursing these charges for non payment, can they charge me with this charges. My account was closed by the bank due to NSF's. |
|
#2
11-10-2005, 03:06 PM
| |||
| |||
| I suspect that they are trying to intimidate you. Only the DA can bring criminal charges for bank fraud. They can file a police report but I don't think they would get very far with it unless they have pretty solid proof. |
|
#3
11-10-2005, 03:20 PM
| |||
| |||
Check FraudI am from New Jersey, the company that has my account said that they were going to pursue with these charges, keep calling my job and saying that if a payment is not made by a certain time that they are going to submit my name to the State database for these charges to come against me. Can they do that? I work for the State of NJ and I can not have anything on my background.... |
|
#4
11-11-2005, 09:08 AM
| |||
| |||
| They can submit your name to the Pope if they want -- but only the local DA can bring criminal charges. Call the local District Attorney and ask if they can do what they are threatening. I am not aware of any state that maintains a database of people who do not pay payday loan companies. The failure to pay is purely a civil matter unless there is fraud. Again, the DA will decide on the fraud question. I am sure you are not the first state employee who has had this problem. |
|
Linear Mode
