Collection Agency withdrew w/o permission

What is the name of your state? Alabama

a debt collection agency withdrew funds from account that i did not give authorization for. what do i do about this?

i have contacted my bank to stop payment on transfer, but it was too late.

[Ladynred]

Had you been paying them ?
Had you ever given them your banking information ?
Is there a judgment against you (were you sued) ??

Rather than try a stop payment, you should have stopped it based on it being an unauthorized transaction. However, if you have a judgment against you, you won't get very far at all.

I have not been sued. I have authorized payments in past of $100/month from March to August. Early September I authorizec one payment of $100, and requested an accurate statement of balance before any more money would be authorized. I received a statement on the 17th that they would take $500 on the 15th. The postmark on statement was the 3rd however the post office post marked it on the14th.

[Ladynred]

Postmarked on the 14th, they took it on the 15th and you got the letter on the 17th ?? How VERY convenient. I hope you saved the envelope with the postmark !!

Call your bank and see if you can get that money back since it was NOT an authorized transaction. You might also consider closing that account and opening one in another bank or this CA will continue to help themselves to your $$$ and skirt the law with their BS with the letters.

Thank you for your responses.

The bank has issued stop payments on any transactions requested from CA for up to 6 months. So, they can't get anymore. However, the $500 cleared last night.

I can fill out an affidavit with the bank and they will try to get my money back, but what action can I take against the CA?

[bearfootball]

You actually gave a CA your account info?? No offense, but that's stupid.