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  #1  
Old 01-09-2003, 03:13 PM
jenster70
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collection contact at spouse's work


What is the name of your state? Florida

My husband just recently was contacted at work by a collector. Is this legal? These people left a message at my husband's work to call them. Please let us know.

Thank You.
  #2  
Old 01-09-2003, 03:20 PM
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"My husband just recently was contacted at work by a collector. Is this legal?"
** Yes, a 3rd party collector can contact the debtor at work..... until advised otherwise.

Here is an excerpt from the FDCPA:
§ 805. Communication in connection with debt collection [15 USC 1692c]

(a) COMMUNICATION WITH THE CONSUMER GENERALLY. Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt --
(1) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after 8 o'clock antimeridian and before 9 o'clock postmeridian, local time at the consumer's location;
(2) if the debt collector knows the consumer is represented by an attorney with respect to such debt and has knowledge of, or can readily ascertain, such attorney's name and address, unless the attorney fails to respond within a reasonable period of time to a communication from the debt collector or unless the attorney consents to direct communication with the consumer; or
(3) at the consumer's place of employment if the debt collector knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication."
Source: [url]http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#805[/url]
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  #3  
Old 01-09-2003, 03:21 PM
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Unfortunately it IS legal unless you have already told them they are not to contact you at work. If this is a collection agency, send them a certified letter telling them that they are NOT to contact you at your place(s) of employment and that it is the employers policy NOT to allow personal calls. Even if this is an original creditor, I believe they must not call you at work if they are told that its forbidden by your employer.
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