Collection Settlement

What is the name of your state? MD
I had an account that I paid a settlement amount to a collection agency two years ago. Now a new collection agency is claiming that the account is still open and is giving me 30 days to pay ANOTHER settlement! When I called this new colleciton agency, they tell me that there is no way to prove that the amount that I paid was for a settlement. It's not a lot of money, but I don't want to have to pay this collection agency only to have the same thing happen in another two years. What can I do as the consumer?

[Ladynred]

That's the biggest problem with settlements.

Did you get the settlement agreement from the first one in writing, with signature from the first CA ?

Do you have anything from the first CA stating that the account was paid in full ?

Its all too typical for a settlement to be made with one CA and they then turn around and sell the remainder to another CA to collect as much of the rest as they can get.

If you have no written proof that it was settled, IN FULL.. you're probably stuck.