Collection Statue of Limitations?

Is there a statue of limitation placed on how long you can attempt to collect on a debt? My car was stolen in 1995, the insurance company settled but there was still a large balance. I believe the company repo'd the car, they deny this. I was not contacted for 2 years, now they are trying to collect. Do I have any rights? I live in Cleveland, OH.

[Edited by daisysha322 on 02-20-2001 at 07:42 PM]

[I AM ALWAYS LIABLE]

Originally posted by daisysha322
Is there a statue of limitation placed on how long you can attempt to collect on a debt? My car was stolen in 1995, the insurance company settled but there was still a large balance. I believe the company repo'd the car, they deny this. I was not contacted for 2 years, now they are trying to collect. Do I have any rights?

My response:

We'd like to assist you; however, you apparently didn't see that red writing up at the top of the page. Without your State name, or the name of the State where the problem happened, it would be difficult to assist you. Laws are different everywhere.

Thank you for your cooperation, and we look forward to you editing your post.

IAAL

Thanks for reminding me about the laws varying from state to state but I reallllllllly need an answer! These people are pressuring me to pay them and I need to know if I have a leg to stand on. Any help would be appreciated. Thanks!