court date

[Linda8481]

What is the name of your state?What is the name of your state? IL

I received a court summons to go to court tomorrow for a credit card. I have went before and they are awarded the judgement and you are done. I do not want to go. Can I not go and not be in trouble? Can you go to jail if you don't show up? I am seeing an attorney tomorrow to discuss my financial problems but it isn't in time for this court date.

[zippysgoddess]

No, you can't get in trouble for not going, they will just get their judgment by default.

[Linda8481]

Thanks so much for your input. I am having so much financial trouble and didn't know where to turn. I think this message board may help my stress.

[zippysgoddess]

If you know you owe it, you can't pay it, and you know the results of having a judgment against you, then it isn't worth it for you to stress out and worry about attending. Especially since a rep from the creditor will be there, who will try to make you feel, and look like, a worthless deadbeat, who has money, and just doesn't want to pay them.

Just stay home, and relax. They will send you the result, and copies of the judgment soon enough.

[Linda8481]

I went to see an attorney today. He told me that there was no way to pay all my debt off and I should file chapter 7. I was worried about losing my house but it sounds like I would be able to keep it. I hope I can get all this debt behind me and start over WITHOUT charge cards.

[zippysgoddess]

LOL! Wish you would have asked about that, too. Yes, there are ways to exempt your house, so you don't lose it.