A couple of years ago I was very deliquent in credit card payments. One card in particular would not work with me. They sent my account to a collection agency.It has since then gone to 2 other collection agencies and now to an attorney. In the fall I received a court summons--from the attorney with a court date (the letter came in the mail, as regular mail) It was sent to a home we own in Mass which I am no longer a legal resident of. I currently live in Florida. The other day I received another letter from the Hampden Sheriffs Office that says I have a court date this Jan and if I fail to show they have a warrant for my arrest. This too was not sent via special mail instructions. Came as regular mail. I am not in Mass and will not be during the court date. Is this a valid summons? Can they in fact arrest me? What are my rights if any? Waht do suggest I do? Please help. I was under the impression the credit card company had written me off as a bad debt.