Credit Card abuse

[sparks_5248]

I live in Louisiana. My husband is military and we are stationed at Fort Polk. My husband abuses our credit cards. Many of them are under both of our names. It is not that he uses them, but that he uses them behind my back. He will run the bill up and hide it from me. Hide the mail, lock me out of the account. Whatever it takes to keep me from finding out what he is doing. He pays the bills, however it is minimum payment and the amount of debt keeps growning. I feel that this is wrong for him to put my good name on any account and then abuse it behind my back. I don't want him to ruin my credit, or run up such bills that if i were to leave him over it i would have to pay them and not be able to. Is there anything i can do. My husband is a compulsive liar and has been doing this since before i met him. It is going on 5 years of marriage now and it is wearing thin. We are now almost 30 thousand dollars in debt because of this. Please if there are any options let me know.

[panzertanker]

Originally Posted by sparks_5248

I live in Louisiana. My husband is military and we are stationed at Fort Polk. My husband abuses our credit cards. Many of them are under both of our names. It is not that he uses them, but that he uses them behind my back. He will run the bill up and hide it from me. Hide the mail, lock me out of the account. Whatever it takes to keep me from finding out what he is doing. He pays the bills, however it is minimum payment and the amount of debt keeps growning. I feel that this is wrong for him to put my good name on any account and then abuse it behind my back. I don't want him to ruin my credit, or run up such bills that if i were to leave him over it i would have to pay them and not be able to. Is there anything i can do. My husband is a compulsive liar and has been doing this since before i met him. It is going on 5 years of marriage now and it is wearing thin. We are now almost 30 thousand dollars in debt because of this. Please if there are any options let me know.

Call every credit card company and cancel each account.
He cannot get new cc with your name unless you apply for them, so the only ones are the old ones with your name. If you are truly on the account, he cannot "lock" you out of the account. Call each company.

[Veronica1228]

Originally Posted by sparks_5248

I live in Louisiana. My husband is military and we are stationed at Fort Polk. My husband abuses our credit cards. Many of them are under both of our names. It is not that he uses them, but that he uses them behind my back. He will run the bill up and hide it from me. Hide the mail, lock me out of the account. Whatever it takes to keep me from finding out what he is doing. He pays the bills, however it is minimum payment and the amount of debt keeps growning. I feel that this is wrong for him to put my good name on any account and then abuse it behind my back. I don't want him to ruin my credit, or run up such bills that if i were to leave him over it i would have to pay them and not be able to. Is there anything i can do. My husband is a compulsive liar and has been doing this since before i met him. It is going on 5 years of marriage now and it is wearing thin. We are now almost 30 thousand dollars in debt because of this. Please if there are any options let me know.

Any option for what? It doesn't matter at this point if the debts are in both names or just one, your husband is going to mess up your credit and get you deeply into debt regardless. The reason for this is that Louisiana is a community property state. That means that any debts incurred by either of you during your marriage are split equally.

It isn't fair, but you're going to be on the hook either way.