Credit Card Collection help

[SimpleMind]

What is the name of your state? Wisconsin

Greetings. I am looking for advice what to do.

It is a long story. I will try to make this as short as I can.

I recently had some financial problems. I won't bore you with the details.
I made arrangments with my credit card accounts to pay off the balances in 30 to 40 months. I am having a problem with one of my creditors.

I have in writing Chase agreed to my payment arrangment proposal of $35.00 a month for about 37 months. Two days later, I receive a letter from an Attorney the amount is in collection.

Chase has no record of this account going to collection. Chase tells me I need to pay them since I have established a repayment plan.

The Attorneys tell me I am suppose to pay them. Chase is no longer servicing my account.
They will not accept $35.00 a month payments. I need to at least make a 20% payment now or be sued.

I have two people holding out their hands demanding $1,300.00 and I can only afford to pay one hand.

I tried to have the Attorneys and Chase to do a conference call. Neither one will budge. What can I do? I remind you I am not running from this obligation. I want it cleared up as soon as possible. But, I should not be forced to pay this bill twice.

Any ideas what are some steps to do. I asked the attorneys to send me some sort of proof they have taken over collection of this debt. They tell me the letter I got in the mail was enough proof.

Chase is telling me they have nothing in their records this account is in collection. I am current with the account. One person told me to even call the police. Perhaps someone got a hold of my credit report, it showed I was past due and sent a fake collection letter.

[Debt Guy]

The first thing to do is make absolutely sure both parties are trying to collect the exact same account. Banks merge like crazy and names change. Check the account number with both just to make sure.

You say you have a written agreement with Chase. Normal procedure would be to send the CA a copy of the written agreement and tell them to return the account to Chase. I suggest you send the letter certified mail and return receipt requested. In the event that you do get sued, you will have paper backup.

Also, I would try to get Chase to send you something in writing that you are current on your payment plan and they have not sent the account to a 3rd party.

Chase recently went through a big merger and consolidated computer systems, etc. I would not at all be surprised that they gots bugs in their systems. Third party collectors have heard so many stories they don't believe anyone any more.