My boyfriends father has the same name as him and while my friend was at college he attempted to accept his sons credit card applications in the mail and take the cards and it was simple for him to activate the cards since he knows his sons SSN.
Now the problem that is even worse is that his father isn't and hasn't paid any of the credit cards and my friends credit is totally ruined. He'll never get a house, car, etc....
One of his cards only had a limit of $400 and the minimum due on it is now $900. Of course he can't get this off his credit right now. My boyfriend doesn't talk to his father since his dad seems to screw everyone over.
He is now considering taking his father to court for Fraud.
The debt accumulated from his father is over 10K at this point. He hasn't paid any of the cards and doesn't really care to pay them. He just says, "oh well I screwed up, take me to court and I'll go to jail." Which puts my boyfriend in a bad position.
His dad also has problems w/ gambeling and running up his company credit cards, then having them taken away and his wages garnished.
The reason I am upset is because I don't want this debt and bad credit in our relationship when we do get married.
Anyway, any advice or similar situations out there would be so much appreciative.
Now the problem that is even worse is that his father isn't and hasn't paid any of the credit cards and my friends credit is totally ruined. He'll never get a house, car, etc....
One of his cards only had a limit of $400 and the minimum due on it is now $900. Of course he can't get this off his credit right now. My boyfriend doesn't talk to his father since his dad seems to screw everyone over.
He is now considering taking his father to court for Fraud.
The debt accumulated from his father is over 10K at this point. He hasn't paid any of the cards and doesn't really care to pay them. He just says, "oh well I screwed up, take me to court and I'll go to jail." Which puts my boyfriend in a bad position.
His dad also has problems w/ gambeling and running up his company credit cards, then having them taken away and his wages garnished.
The reason I am upset is because I don't want this debt and bad credit in our relationship when we do get married.
Anyway, any advice or similar situations out there would be so much appreciative.