Credit Question

[LilyH007]

What is the name of your state? What is the name of your state? MI
I just have 2 quick questions (no judging - please) I recently made an agreement with the credit card company to repay them - I gave them all my information (banking) and they agree to take X amount each month - the last payment was this month - I just got a call today and they said that I need to paid the balance (I knew what I was paying was not going to clear my debt) and they wanted to start a new payment plan - I told them that I couldn't money was too tight and I struggle with the prior payment plan I had - th eperson told me no that they were going to set me up with a payment plan till December and I said no I can't afford it at this time and he said you have no choice I have all your information and you are going on this payment plan, I told him once again I won't be able to afford it and he oh well - can they do that - take money out of my account without consent and could I stop them from calling me at work - I couldn't really talk - I don't want my co workers knowing my business.

[JETX]

Originally Posted by LilyH007

can they do that - take money out of my account without consent

Simple answer... unless YOU take specific steps to stop them... an unscrupulous debt collector WILL take the funds from your account. It is IMPERATIVE that you close that account immediately and open another one. A good life lesson for NEVER giving your personal information to anyone!!!

and could I stop them from calling me at work

Yes. Simply tell them to stop calling you there, but it is better if you could put them on notice in WRITING (send them a FAX or a letter). That way you can prove they got the notice if they contact you again.