Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > BANKRUPTCY AND CONSUMER CREDIT > Banking & Credit Cards

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 01-22-2004, 06:33 PM
stupidiinMO
Guest
 
Posts: n/a

debt collection/time limitations


Missouri

Is there a time limit debt collections. for example, if it is a debt from 14 years ago, can a collection agency come after you now, even though it was said to be resolved and no one has contacted you in that time span. it is a credit card debt.
  #2  
Old 01-22-2004, 07:46 PM
Senior Member
 
Join Date: Feb 2002
Location: Nashville,TN
Posts: 15,706
Gee.. let me guess.. the collection agency is CAMCO ???

CA's can TRY to collect until hell freezes over, but once the legal statute of limitations (SOL) runs out, they lose all their legal bite to force you to pay it. You do NOT have to pay this dinosaur debt !!

What you do now is you send them the following letter:

[url]http://community-2.webtv.net/YCHANGE/STORAGE/page13.html[/url]

The MO statute you need for the letter is on the same site, here:
[url]http://community-2.webtv.net/Y-Chat/WhyChatsCredit/page26.html[/url]

Send the letter certified, RRR, keep copies of it and the receipt when you get it back.

If this is SCAMCO, go over to [url]www.cardreport.com[/url] and post a message to Scott, put CAMCO in the subject line. He can send you info you need to file complaints and get rid of them for good.
__________________
"Knowledge is Power - use it as you see fit !

I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 04:30 PM.



IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.

F
reeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.