Dismissing case with predjudice

[tojos2000]

What is the name of your state? CA

I received in the mail a letter stating that I could settle my case by paying $938.00 plus fees and interest and that my court case that is now pending would be settled \"with prejudice\" what is with prejudice because if it is going to remain on my credit and be a charge off I don\'t see the benefit. Also can they garnish my wages for this amount?

[moburkes]

Originally Posted by tojos2000

What is the name of your state? CA

I received in the mail a letter stating that I could settle my case by paying $938.00 plus fees and interest and that my court case that is now pending would be settled \"with prejudice\" what is with prejudice because if it is going to remain on my credit and be a charge off I don\'t see the benefit. Also can they garnish my wages for this amount?

Dismissed with prejudice means that the lawsuit will be over for good. So, if you pay the settled amount, they will not continue with the lawsuit. Either way, it is going to be on your credit report. It will either be settled for a lower amount OR the plaintiff will continue the lawsuit, potentially get a judgment for the FULL amount, and then be able to collect the amount of the judgment, plus fees and interest. They will be able to garnish your wages after they get the judgment.