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06-02-2009, 03:55 PM
| | Member | | Join Date: Feb 2007
Posts: 31
| |  emergency credit card after Bankruptcy
What is the name of your state (only U.S. law)? Ohio
After bankruptcy can I get one credit card only for emegencies like repairing a furnace in winter, new eyeglasses or dentures, things like that.
My limited social seurity and no other money is all used each month for house payment, food, utilities, medicine, doctors with nothing at all left over? How can I get these things in emegergency if I cannot get a card? I have no relatives or friends I can borrow from I am 65 years old |
06-02-2009, 04:24 PM
| | Senior Member | | Join Date: Apr 2007 Location: Sitting at the computer probably rolling my eyes at your post
Posts: 9,126
| | Quote:
Originally Posted by JulieMarch  After bankruptcy can I get one credit card only for emegencies like repairing a furnace in winter, new eyeglasses or dentures, things like that. | Gosh, I sure hope not. Quote: |
My limited social seurity and no other money is all used each month for house payment, food, utilities, medicine, doctors with nothing at all left over?
| If you have nothing left now, then you won't be able to pay the bill for that "emergency" credit card when it comes, then you'll be filing for bk again, leaving ME to pay your bills... again. Quote: |
How can I get these things in emegergency if I cannot get a card? I have no relatives or friends I can borrow from I am 65 years old
| Start socking away $10 or $20/mo out of that social security check now. Hopefully, it'll be a while before you encounter an "emergency." Somehow, when you have that "emergency" credit card, everything becomes an emergency. 
__________________
Someone else sees it too: Quote:
Originally Posted by sandyclaus CourtClerk is right. | |
06-03-2009, 12:55 PM
| | Senior Member | | Join Date: Oct 2007
Posts: 2,540
| | | yeah seriously, if you have no extra money at all now, how will you pay the credit card bill for these emergencies? |
06-03-2009, 02:10 PM
| | Senior Member | | Join Date: Dec 2007 Location: Alajuela - La capital del mundo
Posts: 5,886
| | Total train wreck waiting to happen.
It appears to me that a big mac from Mickey D's would be a likely emergency for the OP. 
__________________ Dang the Persephone for eating those pomegranate seeds. It is because of her urge to snack that we must suffer through the winter that will soon be upon us.  |
06-03-2009, 06:15 PM
| | Member | | Join Date: Dec 2006
Posts: 201
| | | After your BK is discharged, you may be able to establish credit again. You may need a secured card, or you might be able to try a subprime credit card company like Orchard Bank, First Premier Bank, or Continental Finance. Beware that many subprime cards carry very high fees. | |
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