B
bmh4419
Guest
What is the name of your state? Illinois
A third party debt collector called my fiancees phone to collect and he wasnt there I advised that I was his fiancee and she told me it was regarding a stop payment on a check. I told her that we share a checking account and she then proceeded to tell me everything about his debt. (Dont hate me for this but I just started working at a collection agency 2 weeks ago) I know that it is illegal for her to discuss his debt with me because we are still not legally married. I told my fiancee about it and we are pursuing legal action against this agency. He called the agency and spoke to the collectors manager to advise that he is going to file suit against them and the manager said that the collector didnt violate FDCPA laws because I told her that we shared a checking account. (At the agency I work at if someone doesnt have a checking acct we suggest they borow a check from someone so we can get pymt, now if we called the person that the check was borrowed from then we would be violating FDCPA, or if I had a checking acct with my son and they called and spoke to him about my debt that would be a violation) the manager then asked him if he was going to pay, he said yes but I cant afford to right now but I will, and then the manager said that they would forward it to the states attorney and sue BOTH of us for three times the face value of the debt. we are pursuing legal action and want to make sure that there isnt a loophole that I dont know about.
and yes I work at a collection agency but it is only temporary and not all collectors are rude and inconsiderate.
please help me we need to know the answers for this situation.
A third party debt collector called my fiancees phone to collect and he wasnt there I advised that I was his fiancee and she told me it was regarding a stop payment on a check. I told her that we share a checking account and she then proceeded to tell me everything about his debt. (Dont hate me for this but I just started working at a collection agency 2 weeks ago) I know that it is illegal for her to discuss his debt with me because we are still not legally married. I told my fiancee about it and we are pursuing legal action against this agency. He called the agency and spoke to the collectors manager to advise that he is going to file suit against them and the manager said that the collector didnt violate FDCPA laws because I told her that we shared a checking account. (At the agency I work at if someone doesnt have a checking acct we suggest they borow a check from someone so we can get pymt, now if we called the person that the check was borrowed from then we would be violating FDCPA, or if I had a checking acct with my son and they called and spoke to him about my debt that would be a violation) the manager then asked him if he was going to pay, he said yes but I cant afford to right now but I will, and then the manager said that they would forward it to the states attorney and sue BOTH of us for three times the face value of the debt. we are pursuing legal action and want to make sure that there isnt a loophole that I dont know about.
and yes I work at a collection agency but it is only temporary and not all collectors are rude and inconsiderate.
please help me we need to know the answers for this situation.