What is the name of your state (only U.S. law)? Nevada
I have two credit cards from B of A that were sent to me pre approved eight years ago. After 7 years of timely payments I had financial problems last year
and stopped paying them. Yesterday my father receives a call threatening him to pay because the card was issued under his birth date but sent to me in
another state. (We have the exact same name) He tells them he has no knowledge about these accounts and they threaten him (and me) that this is fraud
and I could be prosecuted.
I cannot afford to pay them off and see bankruptcy as my only option. I don't feel I did anything wrong by accepting their pre approved offer.
Please advise
Thank You
I have two credit cards from B of A that were sent to me pre approved eight years ago. After 7 years of timely payments I had financial problems last year
and stopped paying them. Yesterday my father receives a call threatening him to pay because the card was issued under his birth date but sent to me in
another state. (We have the exact same name) He tells them he has no knowledge about these accounts and they threaten him (and me) that this is fraud
and I could be prosecuted.
I cannot afford to pay them off and see bankruptcy as my only option. I don't feel I did anything wrong by accepting their pre approved offer.
Please advise
Thank You