Go to Jail

[rpryor01]

What is the name of your state?California
I received a phone call today from Finacial Recovery Services, the caller informed me that I had a NSF, check. I was not aware of the NSF, I did have a problem with unauthorized amounts being deducted from my account and the checking account has been closed by me,
I was told that I would go to Jail for a year and that I had to wire the money by a money Gram in 24 hours. The caller repeatdly hung up on me. Would not fax a copy of the check. Stated that I wrote the check accross State lines..The caller was calling from the state of MInnosota..I did not write anything accross state lines. The check in question was electronically generated and I asked for verification.....all was denied. I have not received any information in the mail regarding the check. I will go home and look though**************The caller hung up on me and stated that they would just proceed. I stated to the caller that I would pay the check once I verified it. The caller simply hung up the phone.

[seniorjudge]

What is your legal question for us?

[Veronica1228]

Originally Posted by rpryor01

What is the name of your state?California
I received a phone call today from Finacial Recovery Services, the caller informed me that I had a NSF, check. I was not aware of the NSF, I did have a problem with unauthorized amounts being deducted from my account and the checking account has been closed by me,
I was told that I would go to Jail for a year and that I had to wire the money by a money Gram in 24 hours. The caller repeatdly hung up on me. Would not fax a copy of the check. Stated that I wrote the check accross State lines..The caller was calling from the state of MInnosota..I did not write anything accross state lines. The check in question was electronically generated and I asked for verification.....all was denied. I have not received any information in the mail regarding the check. I will go home and look though**************The caller hung up on me and stated that they would just proceed. I stated to the caller that I would pay the check once I verified it. The caller simply hung up the phone.

Financial Recovery Services sounds like a CA to me. They are violating the FDCPA by threatening you with a year in jail. Writing a bad check is illegal, but if this was a serious threat you would have been contacted by law enforcement.

Continue demanding verification, and if the calls get out of hand send them a C&D letter by CRRRM. I also recommend you report their violations of the FDCPA right now. They have no right to issue empty threats to you. Below is a site that has a sample letter to send them, information on reporting the violation, and more information on your rights under the FDCPA.

[url]http://www.creditinfocenter.com/[/url]

[Happy Trails]

Yes, you have a right for verification. You don't know who it is that called, it could have been some sort of scam.