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  #1  
Old 09-12-2004, 11:21 PM
tungstenc
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good card for recent college graduate?


What is the name of your state? CA

What kind of card should I get? I just graduated so I can't get a student card, but I don't meet minimum income requirements for regular unsecured cards. I currently work part time and my full time job doesn't start for a couple weeks. Last time I had a credit check my rating was in the mid 700's. Also, I would prefer a Visa/MC w/o the foreign currency conversion fees as I plan to use the card mainly to make international purchases - I believe only Capitol One and MBNA don't surcharge.
  #2  
Old 09-13-2004, 06:28 PM
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I suggest you ask this question over at [url]www.creditboards.com[/url], there's lots of info on cards over there.
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  #3  
Old 09-14-2004, 02:00 PM
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Try American Express. They only have one minor drawback...bill must be paid in full at each billing statement.
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Old 09-14-2004, 06:39 PM
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A person with no credit history and just starting out is never going to meet Amex's stringent criteria for income and credit record.
__________________
"Knowledge is Power - use it as you see fit !

I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
  #5  
Old 09-14-2004, 11:13 PM
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you have a credit score in the mid 700s and you just graduated college? that's highly unlikely, unless you're independently wealthy and have a long major purchase and/or credit history. in which case you should either be smarter enough to figure out the answer to this question yourself, or else you should have plenty of credit card offers that are great!
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