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#1
01-07-2003, 04:44 PM
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Help with clearing Credit reportWhat is the name of your state? ky I had a Sears charge card for years but until the last year I was unable to keep up the payments finally I was able to paid it in full in Dec 01 how can I get it to read "paided- off" on my credit I did closed the account before it was turned over to collection agent. Can you provide a web site or some type of address for help? How long will it take??? |
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#2
01-08-2003, 09:17 AM
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| Write a letter to the credit reporting agency asking them to show it paid in full. Provide copies of all receipts and a statement from Sears showing that the balance is $zero$.
__________________ __________ "I owe nothing to my brothers, nor do I gather debts from them. I ask none to live for me, nor do I live for any others. I am not the means to any end others may wish to accomplish. I am not a tool for their use. I am not a sacrifice on their altars." Ayn Rand |
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#3
01-08-2003, 09:07 PM
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| Once your letter is received by an agency, it will have 30 days to contact your creditor and clear up the specific charge. After this period, it takes some time to update your account. However, this late payment will stay on your record for 7 years and affect your credit score. Also make sure that you see your reports from all 3 major credit agencies: Experian, Equifax, Trans Union. |
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