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#1
10-09-2007, 05:26 PM
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 How to sue a credit card company?What is the name of your state? TN in Oct. 2006 DinersClub card billed me $98 for one night living at a hotel which in fact i never live. I fully paid the bill statement (including the $98) and then disputed it. DinersClub gave me $98 credit in Dec. 2006. I thought this event should be over here. In Feb 2007, DinersClub removed the credit and asked me to pay the $98, because there is no dispute between me and the hotel ( the hotel confiremed that I never lived in their hotel and they never charged me, which is consistant with my claim). what an incredible reason!!! I don't think I should pay it and I tried to explain this event to DinersClub customer service managers,but they didn't want to understand it and insisted that I should pay it. the $98 bill is a matter b/w me and the hotel and they couldn't help me. what the hell, you took my money away and you said I should get it back from somebody else. DinersClub started to charge me late fee and financial fee. My wife worries that an overdue payment may hurt our credit score, and we plan to buy our first house next year. I can not sue DinerClub in small claim court because it is out of state. it is annoying and I have no idea how to deal with it. Any suggestion is appreciated. |
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#2
10-09-2007, 05:29 PM
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| What does it say on the back of your statement when you dispute a bill? Did you follow that process with everything in writing?
__________________ If you don't like something, change it. If you can't change it, change your attitude. Don't complain. Maya Angelou |
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#3
10-09-2007, 05:29 PM
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Go after the hotel for the improper charge.
__________________ * * The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision. Communication is KEY - 10 mins of talking now can save you months of headaches later! Masterfully stating the obvious to the oblivious! (Thanks SP!) Tell it like it is! When all else fails, make up a statistic!  Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to) |
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#4
10-09-2007, 05:34 PM
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when I disputed it, I just called the hotel and card company, and then send the card company a dispute letter in writing |
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#5
10-09-2007, 05:35 PM
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| Did you get it in writing from the hotel that the charge was incorrect?
__________________ If you don't like something, change it. If you can't change it, change your attitude. Don't complain. Maya Angelou |
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#6
10-09-2007, 05:36 PM
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#7
10-09-2007, 05:39 PM
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| the hotel send the writing letter to card company and the card company sent me a copy of it, which said I didn't live there and they didn't charge me. Quote:
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#8
10-09-2007, 05:41 PM
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| You may have to send copies of all of this back to the credit card company. Make sure that everything is written. Follow up with phone calls and emails. Squeaky wheel. 
__________________ If you don't like something, change it. If you can't change it, change your attitude. Don't complain. Maya Angelou |
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#9
10-09-2007, 05:44 PM
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__________________ * * The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision. Communication is KEY - 10 mins of talking now can save you months of headaches later! Masterfully stating the obvious to the oblivious! (Thanks SP!) Tell it like it is! When all else fails, make up a statistic! Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to) |
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#10
10-09-2007, 05:44 PM
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| I did. But the card company said it was too late because they already closed the case. Quote:
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#11
10-09-2007, 05:46 PM
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| Thank you, Zigner and Ginny, I will go after the hotel tomorrow. Quote:
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#12
10-09-2007, 05:51 PM
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__________________ * * The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision. Communication is KEY - 10 mins of talking now can save you months of headaches later! Masterfully stating the obvious to the oblivious! (Thanks SP!) Tell it like it is! When all else fails, make up a statistic! Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to) |
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#13
10-09-2007, 05:55 PM
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| I don't keep the agreement, but maybe I can get one from my officemate. you two are experts, zigner. Quote:
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#14
10-09-2007, 06:00 PM
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__________________ * * The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision. Communication is KEY - 10 mins of talking now can save you months of headaches later! Masterfully stating the obvious to the oblivious! (Thanks SP!) Tell it like it is! When all else fails, make up a statistic! Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to) |
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