State of Ohio.
What can I do if my husband falsely given me information?
Almost two years ago my husband asked me to sign step son's school student loan telling me I would be denied since I didn't make enough income. In trusting what he was telling me, I signed the loan papers to be approved. I never heard or seen anything after I signed. I had just paid off my student loan at the beginning of the year. I noticed that my credit was going down a student loan was listed. I asked my husband about it and he said they keep students loans on there for a while even after you pay them off. Once again, I trusted what he was telling me as I watch my credit score continue to go down to 607 from 704. This past weekend as I am sitting looking at my credit score my step daughter comes to me with my mail. Just so happens to be a formal letter from the lender who is handling the school loans. At this time, I realize that the loan that he told me would be denied is completely in my name and very active. I confront him with only two questions. Why are these loans in my name and how long have you known about it. One answer he told me is that he just found out himself by the letter I just received. Two days later I search for this letter and finally found it along with many other opened letters from the school and two other companies concerning the school loans. One letter that really caught my attention sent from the school explaining that I was approved for the loan and had 90 days to get everything in order and sent off to get the loan through. I haven't talked to him about finding the letters yet, I have to get beyond the shock and get out of this anger stage that I am in. My question concerns of what are my rights? I understand this is a school loan and I signed them, but he had the chance to back out of it after he found out I was approved. I know it's illegal for him to open my mail, but I never saw any of the papers until I went searching for them. What can I do about my situation?
What can I do if my husband falsely given me information?
Almost two years ago my husband asked me to sign step son's school student loan telling me I would be denied since I didn't make enough income. In trusting what he was telling me, I signed the loan papers to be approved. I never heard or seen anything after I signed. I had just paid off my student loan at the beginning of the year. I noticed that my credit was going down a student loan was listed. I asked my husband about it and he said they keep students loans on there for a while even after you pay them off. Once again, I trusted what he was telling me as I watch my credit score continue to go down to 607 from 704. This past weekend as I am sitting looking at my credit score my step daughter comes to me with my mail. Just so happens to be a formal letter from the lender who is handling the school loans. At this time, I realize that the loan that he told me would be denied is completely in my name and very active. I confront him with only two questions. Why are these loans in my name and how long have you known about it. One answer he told me is that he just found out himself by the letter I just received. Two days later I search for this letter and finally found it along with many other opened letters from the school and two other companies concerning the school loans. One letter that really caught my attention sent from the school explaining that I was approved for the loan and had 90 days to get everything in order and sent off to get the loan through. I haven't talked to him about finding the letters yet, I have to get beyond the shock and get out of this anger stage that I am in. My question concerns of what are my rights? I understand this is a school loan and I signed them, but he had the chance to back out of it after he found out I was approved. I know it's illegal for him to open my mail, but I never saw any of the papers until I went searching for them. What can I do about my situation?
