I changed my credit card numbers and now they put "fraud alert" on my credit report

[azo313]

I live in Michigan.

I recently, just out of caution, changed my credit card numbers. I use them a lot and just in case anyone has recorded my number over the years I felt more comfortable by having the numbers changed.

However, upon doing this. The bank sent the changes to the credit bereu as "fraud alert."

I asked them why they did this and they said that it's how they always have to report changing of numbers. There is no fraud at all though... I simply did it because I take EXTRA percaution NOT to have fraud take place.

Is there any way I can get this "fraud alert" stuff removed from my credit report because I already had one company almost deny me on something when they saw "fraud alert". They had to ask me for extra verification on things.

[djohnson]

Asking you for extra verification is the purpose of doing this. It is a safeguard to extra insure it is you. I think it is pretty standard. By having it on your report it just lets future creditors know that others may have your information and they should take extra care.

[sungod916]

Yeah, one of my banks had one of their PC's stolen and they put fraud alerts on their customers.

But I didn't have any problems a few months down the line when I wanted another checking account.

Like he said above, it just makes them want more verifcation. Which is a good thing in this day and age! :-)