Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > BANKRUPTCY AND CONSUMER CREDIT > Banking & Credit Cards
Reload this Page I was charged off w/ credit card debt 10 years ago, chicago, should I pay them now?

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 06-07-2001, 05:11 PM
psc
Guest
  
Posts: n/a
Unhappy
I was charged off 10 years ago for a credit card debt with Amex. Now, there is a collection agency from N.Y. that wants the debt paid off in 30 days. I am in Illinois. What are my rights? Should I pay now or not.
  #2  
Old 06-07-2001, 08:02 PM
Senior Member
  
Join Date: May 2001
Posts: 6,455
First of all, be sure it is not a judgement. If it's not, the SOL in both states expired long ago. Do not pay anything nor even negoiate anything because you'll reset the SOL clock. If they sue, be sure to respond and site the SOL as your defense.
  #3  
Old 06-08-2001, 11:13 AM
Senior Member
  
Join Date: Jun 2000
Location: Somnambulist University
Posts: 39,568
In addition to Biguns correct post about SOL expiration, you should also read the FDCPA (Fair Debt Collection Practices Act) located at [url]http://www.ftc.gov[/url]

It will tell you that you have a right to demand full disclosure of the account attempted to be collected. Knowing the type of debt will allow you to review the SOL issue.
__________________
There are at least 17 lawsuits (!!) pending in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution).

Why has he spent over $1.35M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport!
Reply

« Previous Thread | Next Thread »


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Linear Mode Linear Mode
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 12:46 PM.

Contact Us - FreeAdvice - Archive - Privacy Statement - Top

IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.
FreeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.