Identity Theft - Bank Liability?

[Dupedinky]

If I feel that the bank didn't do enough to protect my credit card can I take legal action. Is it fair to rest the responsibility of ID theft and fraud soley on the consumer?

[Debt Guy]

You can take legal action against anyone for any reason. I'm not sure if you will win -- but taking the action only requires filing the lawsuit.

You did not give enough details that I could express an opinion about whether or not I think you have a case.

Generally, Federal law protects the money of consumers in identity theft situations. However, if you failed to exercise reasonable care or took some action that contributed to the loss -- then my guess would be that you could have a very difficult time convincing a judge.

I assume you have discussed this matter with a bank officer (not the teller). If not, do so. Then, if you are unhappy, speak to an attorney about your options.