Insurance Company trying to collect

michigan

before i met my wife she was in a accident in texas, where she was living at the time. she lost control and hit a wall. the passenger in her car was hurt and my wife had no insurance. the insurance company that the passenger's father had paid for the medical expensed and sued my wife. she was in michigan when they tried serving her. we have recently found out that they received default judgement against my wife. they are trying to collect. we can not aford to pay judgement. i current gaduated an have no possessions beside 401k. is there any way that they can come after me for the money? they are asking for financial info for the last four years. should I supply that to them? will i get that information back if I do sent it? does this affect my credit rating? if i decide to not pay and ignor it does the insurance company have any recourse to collect? if we choose to file bankruptcy what happens to my 401k account?

[bigun]

No, they can't come after you. And, your 401k is exempt from creditor seizure.
Your wife needs to see a lawyer. Some personal injury judgements can't be discharged in bk, i.e. was she cited for DUI in the accident, etc.
The danger will be should you 2 ever have joint assets like a home or cars, those could be attached as well as joint bank accounts.
Were I you, I would send nothing voluntarily. If there is a court order, that's different.
Until your wife gets this resolved, you 2 need to keep your finances separate.