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  #1  
Old 04-14-2005, 02:40 PM
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Judgement by default in SC

What is the name of your state? South Carolina

My wife received a letter saying she owed $3800 to Lowes ( Monogram Credit Card Bank Of Georgia ) as an order for judgement by default. The letter said they would levy against her personal or real property. What does that mean and what are her options? The only things she owns is owned jointly with me including our bank account, can these things be used to satisfy the judgement ?
Last edited by jckc320; 04-14-2005 at 07:34 PM. Reason: Adding more information
  #2  
Old 04-15-2005, 11:11 AM
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Join Date: Jan 2005
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Yes. She should get her name off the bank account immediately.
  #3  
Old 04-16-2005, 08:39 AM
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Join Date: Feb 2002
Location: Nashville,TN
Posts: 15,706
Yes, and no. SC is not a community property state, but her 'interest' in marital assets is still considered half. Personal property is probably all protected by the SC exemptions. Any NON-exempt property is subject to siezure. Her name on ANY bank accounts is an open money pot for judgment creditors. She needs to file her exemptions from judgment with the court and probably the lawyer that sued her. Call the courthouse and find out if they have a form for claiming exemptions from judgment.
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