| If a credit card company were to file a judgement against you, you would definitely be contacted in some manner that you are being sued. You could get a certified letter, or, in some places, a sherriff might actually come and serve you papers. You would be given a court date. You should most definitely appear in court, otherwise the judgement will be awarded by default, you wouldn't have your 'day in court'. If the judgement is granted anyway, a lot would depend on the exemptions in your state as to what the creditor could or could not take. Liens can be placed on property, but they can also garnish wages if your state allows it. They most likely would not be able to TAKE your primary residence, but they could place a lein against it that would have to be satisfied first should you ever decide to sell the home. A lot depends on the amount of the debt what action they take.
By the way, the 'solution' that Carter4u2002 is offering is a 100% SCAM !! Read the posts by Halket under the 'lost in credit card debt' thread. Stay away from it.. its NOT a viable solution. | 
05-05-2002, 10:41 AM
Linear Mode
