Take out your credit card. Turn it over and look at the back side. Identify the customer service number. Go to your phone. Pick up the handset and verify tat the dial tone is there. Enter the numbers from the customer service number into the phone using the touch dial buttons. When BOA picks up the line on the other follow the directions the computer gives you and talk to a representative alternately you can usually hit 0 twice and go right to an operator).Hello,
I was late in making my BOA credit card payment by 5 days. The amount was less than 100$. I've been charged a fee of 35$. Can I get it waived off?
Most importantly, will it adversely affect my credit history?
RP
California
I'd like to take that a step further. I'm not sure of your grace period, but if it is 20 days, then you are fine regarding Credit...because your payment is NOT 30 days late, and that's where the credit report starts at.Some credit card companies do not report a late payment to the credit bureaus until it is actually 30 days late & some even wait until payment is 60 days late to black-mark your credit report.
The answer will depend on the grace period. If you have a 20 days grace period, then you would never be reported for paying at the 26th day.Thanks! But I was late by about 6 days. Now would BOA report this as a black mark on my credit history?
RP
California