I am in Montgomery Cty, PA. I obtained a bank check to pay my mortgage, and it has disappeared. I have torn the house apart looking for it. I called the bank, and they told me that it is their policy not to stop payment on bank checks. Obviously, it is no good to anyone else, as it is made payable to the mortgage company.
What does PA law have to say about a situation like this? If the check was not cleared, why could it not have payment stopped on it and the money refunded to my account? Are their laws that would apply to this situation, or is it just simply governed by each particular bank's policy?
Any help would be extremely appreciated.
What does PA law have to say about a situation like this? If the check was not cleared, why could it not have payment stopped on it and the money refunded to my account? Are their laws that would apply to this situation, or is it just simply governed by each particular bank's policy?
Any help would be extremely appreciated.