Midnight Velvet & Our Weekends

What is the name of your state? SC


Has anyone had any dealings with Midnight Velvet and Our Weekends companies. They were reporting on both my TU and EX reports. I disputed because they are not mine. Well, TU deleted both accounts, but EX verified. I did some online research and found that the companies are divisions of Monroe & Main. They appear to be a mail order company. I know that OC's are not obligated to validate, but I sent a validation letter to Monroe & Main and they sent me some type of affidavit for me to fill out and have notarized and returned to them. Should I do this? I know that the accounts are not mine. Are mail order companies allowed to report to the bureaus? I thought that they needed more than a name and address to report.

[Ladynred]

What info are they asking for on the Affidavit ??

Regardless you do NOT have to send THEM anything. It is up to them to prove the debt is yours and if they cannot, they must remove the entries.

[JETX]

"Has anyone had any dealings with Midnight Velvet and Our Weekends companies"
*** What kind of 'dealings' are you talking about?? Are they simple inquiries or are they reporting account status??

Originally posted by JETX
"Has anyone had any dealings with Midnight Velvet and Our Weekends companies"
*** What kind of 'dealings' are you talking about?? Are they simple inquiries or are they reporting account status??

They are reporting account status.

Originally posted by Ladynred
What info are they asking for on the Affidavit ??

Regardless you do NOT have to send THEM anything. It is up to them to prove the debt is yours and if they cannot, they must remove the entries.

It is an affidavit of fraud information report. It is as follows:

Please complete and return:

1. I have never applied for the above charge account; nor have I authorized or given permission, expressed or implied, to anyone to apply for such charge account for me in my name. Yes No

2. I have not received any merchandise in question. Yes No

3. I have resided at the above address since ______________

4. Do you have any knowledge as to the person(s) responsible for this incident? If yes, please provide information.


5. Has this been reported to the police or postal inspector? If yes, please provide copy of this report, and the name and phone number of the individual investigating this matter.

[JETX]

Complete the affidavit, sign it in front of a notary, have him/her sign and notary stamp, then mail it (certified RRR) to the creditor. Keep a copy for yourself.