negotiating payment for old judgement

[porcelina68]

What is the name of your state? Indiana

I have a judgement, dated 3/97 on my credit report due to an unpaid hospital bill. I have to pay this off within the next three weeks in order to close on a house. I would like to see if I can get the CA to settle for a lesser amount. Any tips for the negotiation?

[I AM ALWAYS LIABLE]

[quote]Originally posted by porcelina68
[b]What is the name of your state? Indiana

I have a judgement, dated 3/97 on my credit report due to an unpaid hospital bill. I have to pay this off within the next three weeks in order to close on a house. I would like to see if I can get the CA to settle for a lesser amount. Any tips for the negotiation?

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TOP 10 Tips To Use For Negotiating An Old Hospital Judgment - -

NUMBER 10: "I'll can offer you 50% and a lap dance."

NUMBER 9: "I'm only gonna pay you 50% because when I went in for that routine surgery, I came out with a tail."

NUMBER 8: "Hey, I'm not rich! I'm still wandering around in a hospital gown."

NUMBER 7: "I'm not paying one, damn, cent to you! I went in with pneumonia, and I came out looking like the bride of Frankenstein."

NUMBER 6: "Thanks for decreasing the judgment by 50%. This will be something to tell my children, assuming I can still have children."

NUMBER 5: The guy you're negotiating your judgment with sounds like "Horshack" on "Welcome Back, Kotter".

NUMBER 4: "If I take out my breast implants myself and return them to you, would accept 50%?"

NUMBER 3: "I'll pay the hospital 25%, and deposit another 25% into your personal account."

NUMBER 2: "I don't know why I should pay anything at all. Instead of a sponge bath, my doctor sent in a St. Bernard to lick me!"

AND NOW, the NUMBER ONE Tip To Use For Negotiating An Old Hospital Judgment - -

"I'll be sending my friend Guido (the Nose) Gambino over to discuss this with you. By the way, what size shoes do you wear?"


IAAL

[Ladynred]

ROFL !! IAAL - you're priceless

Since this judgment has been hanging around for a while, and collecting interest itself, you need to find out EXACTLY what the total is now.

The best thing to do is make your settlement offer IN WRITING and send it certified, or FedEx - something that will give you a delivery confirmation with a signature and receipt.

Start low, so you have some negotiation room and know your top limit. Make sure you get any arrangement in writing, with signatures and that you get a letter of satisfaction in return.

[porcelina68]

Thank you very much. I will be in touch with them today. And, that was priceless. Much needed laughter after a tough week.